JUSTIN W. SMITH is President of Strata Family Office Services, a multi -family office providing strategy, structuring, and stewardship for the enterprises of a bespoke group of ultra-high-net-worth families. Strata evolved from a single-family office over a decade ago into the multi -family office platform it is today — grounding its guidance in tangible experience rather than theory. Justi n also operates a group of affiliated fi rms across insurance, real estate, and credit that augment Strata’s estate, business, and capital strategy services.